We pay your Suppliers. You pay us back later. Period. Tradecycle improves cash flow for its clients by funding their payable obligations. Our unique model can substantially improve working capital and provide fuel for growth.
Tradecycle's solutions do not require collateral or liens on assets. We work in tandem with traditional banking facilities.
Tradecycle pays suppliers on behalf of our clients. We in turn extend longer payment terms to our clients and help them capture early pay discounts.
All processing and funding requests take place through Tradecycle's dedicated Customer Portal. No need to "on-board" your suppliers.
Tradecycle’s clients utilize our programs to improve cash flow, increase working capital and grow revenue.
Tradecycle is a non-bank, trade finance provider that focuses on working capital solutions for middle market companies. We provide funding to our clients by financing their payables. Our solutions create liquidity by extending our clients' payable terms and often capture early payment discount opportunities with their vendors.
No two companies are alike, and neither are their working capital needs. Are your suppliers located in Asia? No problem. Do your customers require extended payment terms? No problem. We have the tools and experience to develop customized solutions to meet your specific needs.
We work quickly to understand your objectives and deliver a solution. Our underwriting process is simple and typically takes days, not months. We have standardized agreements written in plain language. Finally, the day-to-day funding takes place through your own dedicated customer portal.
Our success is measured by the success of our clients. We provide middle market companies access to working capital to help them achieve their goals.
From Application through Funding, our clients control all aspects of their program through our secure Customer Portal.
Clients can choose their Supplier, Funding Date, & Repayment term for each processing request.
See what our customers have to say about working with us.
Tradecycle’s unique payables finance model has been a great resource for ...
“The opportunity to work with Tradecycle has created the flexibility we need ...
Tradecycle has given us the ability to meet our short term obligations for ...
We use Tradecycle’s solution to capture early payment discounts with key ...
We have worked with Tradecycle since their inception. Tradecycle's processing ...
Starting with our online application, Tradecycle typically takes days, not months like traditional banks. Once approved, we quickly implement documentation and provide you access to your dedicated Portal. From there, its just a matter of uploading your suppliers and directing your payments!
Although you should speak with your existing banker, Tradecycle utilizes structured trade finance techniques to deliver a completely unsecured program to our clients. Because we do not require UCC filings or other liens, our programs should not disrupt your current banking agreement.
Tradecycle can support payments to various kinds of suppliers, for manufacturing components, raw materials and services. Tradecycle’s programs must be used for trade-related purchases by your company and may not be used for things like payroll and rent.
Tradecycle’s programs provide clients with multiple repayment options. Our clients choose either 30, 60 or 90 days for each processing. Tradecycle provides our clients with a simple invoice at the time of each processing that includes the repayment term, the amount of processing and Tradecycle’s processing fee.
Please reach us by phone or email to get started.